How to Apply for Student Finance: A Step-by-Step Guide

Applying for student finance is one of the most important parts of preparing for university.

Your application can provide access to:

• A Tuition Fee Loan to help pay your course fees

• A Maintenance Loan to help with living costs

• Grants or allowances for eligible students

• Additional support based on disability, dependants or personal circumstances

The application may look complicated, but you do not need to complete everything at once or wait until your university place is confirmed.

Students from England beginning a full-time undergraduate course between 31 August and 31 December 2026 can currently apply for 2026/27 student finance. You can apply using the course you are most likely to attend and update the details later.

This guide explains how to apply, what information you need and how to avoid delays.

This guide was checked on 31 July 2026. Application dates and procedures can change, so always confirm the latest information with your official student finance organisation.

Which Student Finance Organisation Should You Apply To?

The organisation you apply to normally depends on where you usually live before starting your course, not simply where your chosen university is located.

Where you normally live	Where to apply
England	Student Finance England
Wales	Student Finance Wales
Scotland	Student Awards Agency Scotland, known as SAAS
Northern Ireland	Student Finance Northern Ireland

For example, a student who normally lives in Wales but attends university in England would generally apply through Student Finance Wales.

Students from England use a different application process from students who normally live in Scotland, Wales or Northern Ireland.

Check this before creating an account. Applying through the wrong organisation could delay your funding.

What Can You Apply For?

Depending on your eligibility and circumstances, your application may include:

Tuition Fee Loan

This helps pay the tuition fees charged by your university or college.

The money is paid directly to the university rather than into your bank account.

Maintenance Loan

This helps with living costs such as:

• Accommodation

• Food

• Travel

• Books and equipment

• Laundry

• Household bills

• Other everyday expenses

The Maintenance Loan is normally paid into your bank account in instalments during the academic year.

Extra financial support

You may also be able to apply for support such as:

• Disabled Students’ Allowance

• Childcare Grant

• Parents’ Learning Allowance

• Adult Dependants’ Grant

• Travel grants

• Support connected with certain healthcare courses

Some additional support requires separate forms or evidence. Student Finance England advises applicants to include relevant grants and allowances when completing their application.

Read Student Finance Explained [Student Finance Explained] for a full overview of the funding available.

When Can You Apply for Student Finance?

Application opening dates vary according to:

• Your home nation

• Whether you are a new or continuing student

• Whether you study full-time or part-time

• Whether you are applying for undergraduate or postgraduate funding

• When your course begins

For England, full-time undergraduate applications for courses starting between 31 August and 31 December 2026 opened on 23 March 2026. Part-time undergraduate and postgraduate applications for 2026/27 are also open.

Courses starting from January 2027

Students from England whose higher education courses begin on or after 1 January 2027 will generally apply through the new Lifelong Learning Entitlement system.

Applications for these courses are expected to open from September 2026.

Check your course start date carefully because it determines which student finance system you should use.

Student Finance Application Deadlines

There are two types of deadline to understand:

1. A recommended deadline intended to help ensure that funding is ready when your course starts.

2. A final application deadline after which you may lose your entitlement.

Student Finance England recommended deadlines for 2026/27

For full-time undergraduate students from England beginning university in autumn 2026:

• New students were encouraged to apply by 15 May 2026.

• Returning students were encouraged to apply by 21 June 2026.

These recommended deadlines have now passed, but students can still apply. A late application may mean that funding is assessed or paid after the course begins.

Final Student Finance England deadlines

Student Finance England normally allows applications for up to nine months after the first day of the academic year.

Course start date	Final application deadline
Between 1 August and 31 December	31 May after the course started
Between 1 January and 31 March	30 September after the course started
Between 1 April and 30 June	31 December after the course started
Between 1 July and 31 July	31 March after the course started

Do not treat the final deadline as a sensible target. Applying close to or after the start of your course increases the risk that your money will not be ready when rent and other costs are due.

Can You Apply After the Recommended Deadline?

Yes.

Missing the recommended deadline does not normally prevent you from applying, provided you are still within the final application period.

If you apply late, Student Finance England may initially award the basic amount of funding while household-income information is assessed. Any additional amount owed can be paid later.

Apply as soon as possible and respond promptly to any requests for evidence.

Do You Need a Confirmed University Place?

No.

You can apply before:

• Receiving all your university decisions

• Selecting your firm and insurance choices

• Sitting your final exams

• Receiving your results

• Going through Clearing

• Confirming your accommodation

Enter the university and course you are currently most likely to attend. You can update these details later if your plans change.

Waiting for a confirmed place is one of the most common and avoidable causes of late student finance applications.

What Do You Need Before Applying?

Gathering the information first will make the application considerably easier.

New Student Finance England applicants should normally have the following available:

• National Insurance number, if they have one

• Valid passport details or other identity evidence

• Bank account details

• Email address

• Mobile telephone number

• Home and contact addresses

• Course and university details

• Expected tuition fee

• Information about previous higher education study

• Details of any income they are required to declare

• Parent or partner contact details, where household income will be assessed

Student Finance England specifically recommends having your National Insurance number, passport and bank details ready before starting.

Do You Need a Student Bank Account Before Applying?

No.

You need a UK bank account in your own name before Maintenance Loan payments can be made, but it does not have to be a specialist student account.

You can initially enter an existing account and update the bank details later through your online student finance account.

Make sure:

• The account is in your name.

• The sort code and account number are correct.

• The account can receive electronic payments.

• You update the details if you later open a student bank account.

Incorrect bank details can delay your Maintenance Loan.

How to Apply for Student Finance England

Most eligible students from England can complete the application online.

Students who are eligible for both Tuition Fee and Maintenance Loans can normally apply through their student finance account. Some tuition-fee-only applicants must apply using a paper form.

Step 1: Check Your Eligibility

Before applying, check whether you are likely to qualify.

Eligibility can depend on:

• Nationality

• Immigration status

• Where you normally live

• How long you have lived there

• Your university or college

• Your course

• Whether you study full-time or part-time

• Previous higher education study

• Your age in certain circumstances

Student finance eligibility is not based on nationality alone. Residency and immigration conditions can also be important.

Previous university study may affect how many years of Tuition Fee Loan you can receive, even if you did not complete the earlier course.

Use the official eligibility checker before relying on an estimated award.

Step 2: Estimate How Much You Could Receive

Use the official student finance calculator to estimate:

• Tuition Fee Loan

• Maintenance Loan

• Additional grants or allowances

To estimate an income-assessed Maintenance Loan, you may need your parents’ or partner’s approximate annual income.

An estimate is not a formal entitlement. The final amount depends on the information and evidence supplied with your application.

Read Maintenance Loans Explained [Maintenance Loans Explained] for a detailed breakdown of household-income assessments.

Step 3: Create or Sign In to Your Account

New applicants must create a student finance account.

You will receive a Customer Reference Number, usually called a CRN. You will also create a password and secret answer.

Keep these details secure. You will use the account to:

• Submit your application

• Track its progress

• View letters

• Upload evidence

• Check your entitlement

• Update personal details

• Check payment dates

• Reapply in future years

Continuing students should normally use their existing account rather than creating a new one.

Step 4: Enter Your Personal Details

You will be asked for information such as:

• Full legal name

• Date of birth

• Nationality

• National Insurance number

• Address

• Contact details

• Relationship status

• Residency history

Enter your legal name exactly as it appears on your identity documents.

Small differences between your:

• Passport

• Bank account

• UCAS application

• University records

• Student finance application

can create verification problems.

Use a secure email address that you check regularly. Avoid using a school or college account that may be closed after you leave.

Step 5: Prove Your Identity

How you prove your identity depends on your nationality and the documents available.

A UK applicant may be able to provide valid passport details as part of the online application.

Applicants without a valid UK passport may be asked to upload or send alternative evidence, such as a birth or adoption certificate and any supporting declaration required by Student Finance England.

If you send original documents by post:

• Include your 11-digit Customer Reference Number.

• Include a return address.

• Use the address shown in the official guidance.

• Consider using a tracked postal service.

• Keep copies of anything sent.

Do not send documents that have not been requested.

Step 6: Enter Your Course and University

You will normally be asked for:

• University or college

• Course title

• Qualification

• Course start date

• Course length

• Year of study

• Tuition fee

• Whether you will study full-time or part-time

Use your most likely course if your place has not been confirmed.

Check the exact course title and fee on:

• Your UCAS application

• Your university offer

• The university website

• The course information supplied by the provider

Do not guess whether a foundation year, placement year or year abroad is included in the course length.

Step 7: State Where You Will Live

Your living arrangements can affect your Maintenance Loan.

You may be asked whether you expect to:

• Live with your parents

• Live away from your parents outside London

• Live away from your parents in London

• Study abroad for part of the year

Choose the arrangement you currently expect.

You can update it later if, for example, you decide to live at home rather than in university halls. Student Finance England requires applicants to report these changes because they can alter the Maintenance Loan amount.

Step 8: Choose the Funding You Want

You may be asked how much you want to borrow.

You can normally:

• Request the maximum Tuition Fee Loan available

• Request a smaller Tuition Fee Loan

• Request the maximum Maintenance Loan available

• Request a smaller Maintenance Loan

• Apply for relevant grants or allowances

You do not have to borrow the full amount offered.

However, check your likely living costs before reducing a Maintenance Loan. Government-backed student loans generally have more flexible repayment conditions than credit cards, overdrafts or personal loans.

Read How Student Loans Work [How Student Loans Work] before deciding how much to borrow.

Step 9: Apply for an Income-Assessed Maintenance Loan

To be considered for the full Maintenance Loan, most students must agree to have their application assessed using household income.

For 2026/27 Student Finance England applications, the standard assessment uses household income from the 2024/25 tax year.

The student provides contact information for the relevant household supporters, who may include:

• Both parents

• One parent and their partner

• A spouse or civil partner

• A partner, depending on the student’s circumstances

The student does not normally enter all the supporter’s financial details themselves.

Student Finance England contacts the relevant parent or partner and asks them to provide information separately.

Step 10: Ask Your Parent or Partner to Support the Application

A parent or partner supporting a Student Finance England application should use their own account.

They should not sign in using the student’s username and password.

The supporter may need:

• Their own Student Finance England account

• The student’s Customer Reference Number

• National Insurance number

• Details of private pension contributions

• Details of other financially dependent children

• Information about relevant income not held by HMRC

Student Finance England normally uses the supporter’s National Insurance number to obtain income information from HM Revenue and Customs.

Parents and partners should not send a P60 unless it has been requested. Sending unnecessary evidence can slow the assessment.

What Happens If Your Parent Does Not Receive an Email?

The supporter may still be able to link to the application using the student’s Customer Reference Number.

If online linking is not possible, Student Finance England may ask the supporter to upload a PFF2 financial assessment form through their own account.

Check:

• The email address entered by the student

• Spam or junk folders

• Whether the parent already has an account under a different email address

• Whether the student’s application has been fully submitted

Do not create several accounts unless instructed to do so.

What If Your Household Income Has Fallen?

The standard 2026/27 assessment uses income from 2024/25.

A parent or partner may be able to request a current-year income assessment if expected household income for the 2026/27 tax year is at least 15% lower than the amount originally assessed.

For 2026/27, the current tax year runs from 6 April 2026 to 5 April 2027. The household must first provide the requested 2024/25 information before applying for reassessment.

A fall might result from:

• Redundancy

• Retirement

• Reduced working hours

• Long-term illness

• A business closing

• Lower self-employed income

• Separation

The supporter must estimate income for the full tax year and later confirm the actual amount.

An inaccurate estimate could lead to the student being underpaid or overpaid, so update the assessment if circumstances change again.

What If Your Parents Will Not Provide Their Income?

A parent’s refusal to provide income information does not normally make the student financially independent.

Without household-income details, the student may receive only the basic non-income-assessed Maintenance Loan.

Students in this position should contact:

• Their student finance organisation

• Their school or college adviser

• Their university’s student money team

• An estranged-student support service, where appropriate

Do not claim estrangement unless the relationship has genuinely and permanently broken down and the required evidence can be provided.

Applying as an Independent Student

Some students can be assessed without their parents’ income.

This may apply if the student:

• Is 25 or over at the start of the academic year

• Is married or in a civil partnership

• Has responsibility for a child

• Has supported themselves financially for a qualifying period

• Has no living parents

• Has qualifying care experience

• Is permanently estranged from their parents

The exact criteria and evidence requirements vary.

Simply moving away from home or receiving no voluntary financial contribution from parents does not automatically create independent status.

Applying as an Estranged Student

An estranged student may be able to receive full financial support without supplying parental household-income details.

Student Finance England may ask the student to:

• Complete a confirmation of estrangement form

• Provide a statement from an independent person who knows about the situation

• Explain the history and permanence of the family breakdown

A supporting professional might include a:

• Teacher or tutor

• Social worker

• Doctor

• Support worker

• University adviser

• Housing professional

Begin this process early because obtaining suitable evidence can take time.

Applying as a Care Leaver

Care leavers should identify their status during the application and supply any evidence requested.

From the 2026/27 academic year, Student Finance England does not use household income to calculate an eligible care leaver’s Maintenance Loan. Eligible care leavers can choose to receive the maximum amount for their living arrangements.

Care leavers should also contact their chosen university about:

• Care-leaver bursaries

• Year-round accommodation

• Deposit support

• Named advisers

• Graduation funding

• Local authority support

These are separate from the standard student finance application.

Step 11: Apply for Extra Support

Do not assume that ticking the Maintenance Loan box automatically applies for every form of additional support.

You may need separate applications or evidence for:

• Disabled Students’ Allowance

• Childcare Grant

• Parents’ Learning Allowance

• Adult Dependants’ Grant

• Travel grants

• Certain healthcare or social work funding

Applications for Disabled Students’ Allowance can involve medical or diagnostic evidence and an assessment of study-related needs.

Start additional-support applications early, particularly if equipment, software or non-medical support must be arranged before teaching begins.

Step 12: Review and Submit the Application

Before submitting, check:

• Your legal name

• National Insurance number

• Course

• University

• Tuition fee

• Course start date

• Living arrangements

• Bank details

• Parent or partner contact details

• Previous study information

• Funding requested

Save or download a copy of any confirmation available.

Once submitted, make a note of:

• Your Customer Reference Number

• The submission date

• Any evidence requested

• Any actions your parent or partner must complete

An application is not necessarily complete simply because the student has pressed “submit”. Household-income details and supporting evidence may still be outstanding.

What Happens After You Apply?

Student Finance England assesses the application and checks information such as:

• Identity

• Residency

• Course eligibility

• Previous study

• Household income

• Additional-support eligibility

A standard application may take around four weeks to process, although complex applications or missing evidence can take longer.

Current processing times can be checked online. Do not repeatedly submit the same evidence unless asked, as duplicated documents can complicate the assessment.

How to Track Your Application

Use your online account to:

• Check the application status

• View outstanding actions

• Upload evidence

• Read letters

• Check entitlement

• View expected payments

• Update certain details

Check the account regularly, even if you have not received an email. An outstanding task may be preventing the application from progressing.

Common Student Finance Application Statuses

The exact wording can vary, but an application may show as:

Submitted

The application has been received but may not yet have been assessed.

Awaiting evidence

Student Finance England needs additional documents or information.

Awaiting sponsor details

A parent or partner has not yet completed the household-income section.

Processing

The information is being assessed.

Approved

The application has been assessed and an entitlement notification should be available.

Ready to be paid

The award has been approved, but payment may still depend on registration and attendance confirmation.

Always read the message attached to the status rather than relying only on the heading.

What Is an Entitlement Notification?

Once the application is approved, you will receive an entitlement notification showing:

• Tuition Fee Loan

• Maintenance Loan

• Grants or allowances

• Instalment amounts

• Expected payment dates

• University and course details

• Living arrangements used in the assessment

Read it carefully.

Check that:

• The correct university is shown.

• The course title is correct.

• The tuition fee is accurate.

• Your living arrangements are correct.

• Household income has been included where expected.

• Additional support has not been omitted.

A lower-than-expected Maintenance Loan may mean the application has only been assessed for the basic amount while household details are outstanding.

How Is Student Finance Paid?

Tuition Fee Loan

The Tuition Fee Loan is paid directly to the university or college.

You do not receive this money in your bank account.

Maintenance Loan

The Maintenance Loan is normally paid directly into your bank account in instalments near the beginning of each term.

Before the first payment can be released, the university normally needs to confirm that you have registered and are attending the course.

Once payment has been released, it can take up to five working days to reach your account, depending on the bank.

How to Make Sure Your First Payment Arrives

Before university begins:

• Complete the student finance application.

• Supply every requested document.

• Make sure household supporters have completed their sections.

• Check your bank details.

• Update your university and course after Clearing.

• Complete online university registration.

• Attend any required enrolment or identity checks.

• Check the payment status in your online account.

Do not rely on the published payment date before your status shows that payment is ready or scheduled.

Your university cannot confirm registration until you have completed its required enrolment process.

What If Your Payment Is Late?

First check your online account.

Common causes include:

• The application is still being processed.

• Identity evidence is missing.

• Household-income information is incomplete.

• Bank details are incorrect.

• The National Insurance number has not been verified.

• The university has not confirmed registration.

• The course or university information is wrong.

• A Clearing change has not been reported.

• The payment date has not yet arrived.

If your application was submitted late, Student Finance England may pay the basic amount first and assess the remaining income-based entitlement later.

Contact your university’s money advice team if you are at risk of missing rent or being unable to buy essentials. Emergency loans or hardship support may be available.

What Happens If You Change University Through Clearing?

Your student finance application is not automatically updated when your UCAS application changes.

After accepting a different place through Clearing, sign in and update:

• University or college

• Course

• Tuition fee

• Course start date, if different

• Living arrangements, where necessary

Do this immediately.

If the original course has already started, you may need to ask the new university to report the change. Student Finance England advises that course changes made after the original start date can take around four weeks to process.

What Other Changes Must You Report?

Update your application if you:

• Change university

• Change course

• Change the tuition fee

• Change where you will live

• Move between London and another location

• Open a new bank account

• Change your legal name

• Change your home or contact address

• Suspend your studies

• Withdraw from the course

• Repeat a year

• Transfer from full-time to part-time study

• Study abroad

• Change the amount you want to borrow

Student Finance England requires applicants to keep application and personal information current because changes can affect entitlement and payments.

Do Continuing Students Need to Reapply?

Yes.

Student finance is usually awarded for one academic year at a time.

You must normally reapply for every year of your course, even if:

• The course has not changed.

• You remain at the same university.

• Household income is similar.

• You received the maximum loan last year.

Student Finance England, Student Finance Wales and SAAS all require students to renew or reapply for each academic year.

Continuing students should apply as soon as the next application cycle opens.

Applying for Student Finance in Wales

Students who normally live in Wales apply through Student Finance Wales.

Full-time undergraduate applications for 2026/27 opened in March 2026. Part-time undergraduate applications opened in May, and postgraduate applications opened in July.

Students can apply before receiving a confirmed university place and must normally submit the final application within nine months of the beginning of their academic year.

For an income-assessed application, parents or partners may need to provide household-income information from the 2024/25 tax year.

Applications may include:

• Tuition Fee Loan

• Maintenance Loan

• Welsh Government Learning Grant

• Additional grants for eligible students

The total maintenance support may be made up of both loan and non-repayable grant funding.

Applying for Student Finance in Scotland

Students who normally live in Scotland apply through SAAS.

SAAS is accepting undergraduate funding applications for the 2026/27 academic year. New and continuing students must apply for each year of their course.

For full-time undergraduate funding:

• Applications received by 30 June 2026 were prioritised for funding arrangements before the start of the academic year.

• The closing date for the 2026/27 academic year is 31 March 2027.

Depending on eligibility, a SAAS application can cover:

• Tuition fees

• Student loan

• Bursary

• Living-cost grants

• Additional support

Eligible Scottish students attending university in Scotland still need to apply to SAAS for tuition fee support. Do not assume the university will arrange it automatically.

Applying for Student Finance in Northern Ireland

Students who normally live in Northern Ireland apply through Student Finance Northern Ireland.

For 2026/27, new full-time undergraduate students were encouraged to apply by 30 April 2026, while continuing students were encouraged to apply by 30 June 2026. Students can still apply after these dates, but funding may arrive later.

The final deadline is normally nine months after the first day of the academic year.

Student Finance Northern Ireland applications may include:

• Tuition Fee Loan

• Maintenance Loan

• Maintenance Grant

• Special Support Grant

• Additional support for eligible students

The application cannot be fully approved until all required student and household evidence has been received.

Common Student Finance Application Mistakes

Waiting for a confirmed university place

Apply using your most likely course and update it later.

Applying to the wrong funding organisation

Apply according to where you normally live, not simply where the university is located.

Missing the recommended deadline

You may still be eligible, but your funding might not be ready when the course begins.

Entering an incorrect course

Check the full title, qualification, start date and course length.

Forgetting a foundation or placement year

This can affect course length and funding entitlement.

Requesting only the minimum Maintenance Loan accidentally

Choose the household-income-assessed option if you want to be considered for the full amount.

Parents using the student’s account

Household supporters should normally provide financial information through their own accounts.

Sending unrequested evidence

This can slow the assessment rather than speeding it up.

Ignoring emails or online tasks

An application can remain incomplete until the requested action is taken.

Assuming UCAS updates student finance

A change made through UCAS does not automatically update the student finance application.

Entering the wrong bank details

Check every number carefully and make sure the account is in the student’s name.

Forgetting to reapply

Funding is not automatically renewed for the entire degree.

Student Finance Application Checklist

Before applying

• Identify your correct student finance organisation.

• Check your eligibility.

• Estimate your funding.

• Find your National Insurance number.

• Gather your passport or identity evidence.

• Find your bank details.

• Confirm your likely course and tuition fee.

• Discuss household-income information with your parents or partner.

• Check whether you need additional support.

While applying

• Use your legal name.

• Enter your most likely course.

• Confirm where you expect to live.

• Select the funding you want.

• Request household-income assessment where appropriate.

• Add the correct parent or partner contact details.

• Declare previous study accurately.

• Review every section.

• Record your Customer Reference Number.

• Submit the application.

After applying

• Ask household supporters to complete their sections.

• Upload requested evidence.

• Check the application status.

• Read every letter.

• Review your entitlement.

• Update changes after Clearing.

• Confirm your bank details.

• Complete university registration.

• Check the first payment date.

• Contact your university early if funding is delayed.

Frequently Asked Questions About Applying for Student Finance

When should I apply for student finance?

Apply as soon as applications open. You do not need to wait for a confirmed university place.

Can I apply after the recommended deadline?

Yes, provided you remain within the final application period. Your money may arrive late if you apply close to or after the start of the course.

Can I apply before choosing my firm university?

Yes. Enter your most likely course and update the application later.

Do I apply through UCAS?

No. UCAS and student finance are separate systems. A change made through UCAS does not automatically update your funding application.

Can my parent complete the application for me?

A parent can help, but the student should control and submit their own application. Parents or partners should supply household financial information through their own accounts.

What income year is used for 2026/27?

Student Finance England and Student Finance Wales normally use household income from the 2024/25 tax year for 2026/27 applications.

What happens if household income has fallen?

For Student Finance England, a current-year income assessment may be available when expected income has fallen by at least 15%, subject to the full eligibility rules.

Do I need a student bank account?

No. You need a suitable account in your own name. You can update the details if you later open a student account.

What happens if I do not know where I will live?

Enter your current expectation and update it when your accommodation is confirmed.

How long does an application take?

Student Finance England states that an application normally takes around four weeks to process, although extra evidence or complex circumstances can extend this.

How do I know whether my application is approved?

Check your online account for the status and entitlement notification.

When will my Maintenance Loan arrive?

It is normally paid near the start of each term after the university confirms that you have registered. It can take up to five working days to reach your account after release.

What if my parents refuse to provide their income?

You may receive only the basic Maintenance Loan unless you qualify to be assessed independently.

Can I change the amount I borrow?

Usually, yes. Changes can generally be made within the relevant time limits, up to one month before the end of the academic year in England.

Do I need to apply every year?

Yes. Student finance normally needs to be renewed for each academic year.

What if I change university through Clearing?

Update your student finance account immediately. Change the university, course, tuition fee and living arrangements where necessary.

What if my course begins in January 2027?

Students from England starting eligible higher education courses on or after 1 January 2027 will generally apply under the Lifelong Learning Entitlement system, with applications opening from September 2026.

Final Thoughts on Applying for Student Finance

The most important rule is simple:

Apply early, even if your university place is not confirmed.

A successful student finance application depends on several people and organisations completing their parts:

• The student must submit accurate information.

• Parents or partners may need to provide household-income details.

• Student finance may request identity or eligibility evidence.

• The university must confirm registration before payments begin.

Starting early gives you time to correct mistakes, supply evidence and update your course after results day or Clearing.

Before submitting:

• Check the course.

• Check the tuition fee.

• Check the bank details.

• Request household-income assessment where appropriate.

• Make sure your parent or partner knows what they need to do.

After submitting, continue checking your online account until the application is approved and the first payment is scheduled.

Continue with Student Finance Explained [Student Finance Explained], Maintenance Loans Explained [Maintenance Loans Explained], Student Loan Repayments Explained [Student Loan Repayments Explained] and Budgeting for Students [Budgeting for Students].